My Money Leaf Scam & Their Need for a Usability Specialist

This morning I looked at my bank account and noticed a charge from a My Money Leaf. I didn't make a purchase with a company by that name so I did a google search. The first thing that popped up was SCAM. I couldn't even find the name of the website on the first page, every search result on the first page had the word scam in it. So I type in www.mymoneyleaf.com and I got what I was looking for.

At first glance the website looks legit.

The design is simple, everything is organized so it seems easy to find the information you are looking for. Looks can be deceiving.

I found it strange that I was on the home page and didn't see anything about the company and what they do. So I scroll down and click the 'Learn More' button.

That link takes you to the 'Rewards' tab.

 I didn't ask to find out about rewards, I want to know about the company!
Clicking on the 'Get Cash' tab also lead me to the 'Rewards' tab. And when I clicked on 'Settings' it took me to the 'Contact Us' page, which isn't even a tab, and can be found at the bottom of the page.

I tried to find information on the company again by clicking the 'Company' link at the bottom of the page, but it took me back to the 'Rewards' tab. 

It already sucks getting scammed, but it's even more frustrating to get scammed by people who don't know much about usability. 

If you're wondering, I did contact my bank and have them stop the payment. I also called the customer service number provided by the My Money Leaf website, and was on hold for about 10-15 minutes. My bank gave me a different customer service number for them, and after being on hold for 10 minutes someone finally answered. She told me that my information came from one of their lender partners after I applied for a $1500 loan on July 16th. I never applied for a loan that day, so the scary part is that they got all of my information from somewhere. 

***UPDATE***
After calling my bank and My Money Leaf I was able to get the money credited back to my account. I look at the detailed statement on my online bank account and it says it came from a  web  payment to www.mlhelp.org, I went to the website and this is the page is goes to:

If you look closely the title of the page is called 'Money Leaf Help', but the header of the page just says 'mlhelp.org'. The customer service number is different from the one on the My Money Leaf Website. 

I hope this is the last of My Money Leaf in my life. If they want to do a better job at scamming people I suggest they get a UX professional on their team first so that the scam actually looks real.